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Insurance Place Birmingham Blog

View the latest blog posts from Insurance Place Birmingham.

The Protect App-Based Drivers & Services Act would allow drivers at gig-based companies to be classified as independent contractors.  By Katie Kuehner-Hebert  | November 11, 2019 at 12:00 AM READ MORE >>

How do the optional coverages in the business income and extra expense form differ? By FC&S Editors | November 05, 2019 at 12:00 AM (Photo: iStock) The Business Income and Extra Expense Coverage Form offers the insured two optional coverages, the Maximum Period of Indemnity option and the Monthly Period of Indemnity option. READ MORE >>

Two rulings are making it easier for insurers to subrogate damages for defective products sold through Amazon. By Michael Wolfer  | October 28, 2019 at 12:00 AM Product liability law generally falls within the purview of the United States. READ MORE >>

Insurers have may have defenses. One problem: The bad guys know about the defenses. By Brad Lipic  | October 21, 2019 at 12:00 PM (Credit: Shutterstock) As Yogi Berra, American baseball legend, once said, “You can observe a lot by just watching.” READ MORE >>

Coverage Q&A: An insurance carrier is arguing that the mortgage lender didn’t notify them when the insured moved. By FC&S Editors | October 09, 2019 at 05:00 AM When is a mortgagee responsible to notify a carrier when a property changes ownership? READ MORE >>

The following is an article from Chubb. You can find the original article here.   Take Proactive Measures If You Believe You Are a Victim of Identity Theft   As the world is increasingly interconnected through cyberspace and bad actors become more sophisticated, it is important to take proactive measures to protect your identity. READ MORE >>

In most instances, damages caused by another company’s recall isn’t covered by product recall insurance policies. By Lori Hunter | September 30, 2019 at 05:00 AM   Industrial lettuces cultivation in a hothouse. In 2018, the CDC issued a warning about romaine lettuce after E. READ MORE >>

Coverage Q&A: Blinds are often custom-made and bolted to the structure, but curtains can be too. By FC&S Editors | September 18, 2019 at 12:00 AM According to Blindster.com, blinds are traditional window coverings that are built with a headrail, individual and adjustable slats, and a bottom rail. READ MORE >>

Mandatory evacuations have been ordered in parts of Florida, Georgia and South Carolina. By Brian K. Sullivan and Matthew Bristow Hurricane Dorian’s winds have weakened somewhat but the storm remains dangerous and has the capacity to inflict significant damage. (Image: National Hurricane Center) READ MORE >>

To prevent losses, retailers need to be aware of their unique business risks as well as their insurance policy options. By Danielle Ling | August 09, 2019 at 05:00 AM   Retailers face different risks based on factors unique to their business. This dynamic can create a dangerous opportunity for major gaps in their insurance policies. READ MORE >>

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